For the supervisory and regulatory purposes, it was decided to provide us directly by all electronic payment companies with an updated and valid PCI-DSS certificate, in addition to the relevant documents and reports, after the expiry date of the current certificate’s validity. Otherwise, an amount of (100,000) dinars (one hundred thousand Iraqi dinars) will be imposed as a delay fine for each working day. That fine will be calculated after a period of (30) days from the date of the expiry date of the certificate, until providing us with it.